Can You Go to Jail for Not Paying AfterPay? – Find Out!

Because of the payment arrangement that Afterpay offers where shoppers are allowed to shop and pay later in instalments, could one of the penalties include a jail term if payment is delayed?

Let’s find out more about it in this article, but first let’s explain more about how Afterpay works, where you can use Afterpay, how to pay Afterpay and if it attracts jail term for failure to repay.

How does Afterpay Works?

When you use Afterpay to shop, you make a 25% deposit payment of the total cost, the remaining unpaid amount is then divided into a total of four biweekly instalments, in some cases, for a maximum of a six-week period. Terms and conditions for shopping or buying any item using Afterpay are determined by the company selling the items. Installment payment attracts no interest, but the delayed payment does.

Can You Go To Jail For Not Paying Afterpay?

No, you cannot go to jail for not paying Afterpay. And there is no reported case of such from Afterpay users. However, when payment is not paid within the given duration period, it attracts extra charges and interest fees. Also, the account is suspended from making further purchases using the app till debts are paid.

How To Repay Afterpay?

To make your payment to Afterpay for the items purchased in the physical stores and online stores, Log into the account in the app, check through the orders, your payment schedule, and what amount you are to pay.

During registration of your account with Afterpay, you are expected to link either your debit or credit card to your Afterpay account. Payment to Afterpay can be made either through a deduction from your card when your payment is due automatically, or you can log into the app and make the payment yourself before the due date. Delayed repayment to Afterpay after the due date attracts extra charges if payment is not made.

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Where Can I Use Afterpay and how to shop using Afterpay?

Afterpay can be used to make purchases both online and in physical stores. To use Afterpay online, first, download the app and sign up by creating an account. Go to the online seller of the item(s) you intend to purchase. Click on items, put in your shipping address, and click check out. Under check out, select Afterpay as your payment option. You make the initial deposit and the balance will be pending till the displayed time you are expected to pay up. After the payment option is confirmed, your purchased item(s) will be shipped and delivered to you.

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