EcoBank transfer Code: How to Use The USSD *326#

If you’re looking for how to transfer money using Eco bank transfer code or you don’t know the Ecobank USSD code for transfer.

Worry no more because in this article I will reveal to you how to use the Ecobank transfer code to transfer money from your bank account to another Ecobank account or to any other bank.

Your Ecobank transfer code is the most secure and easiest way to send money in Nigeria Via Eco bank as it’s completely secure, even with the use of USSD (Unstructured Supplementary Service Data).

If you are one of those people who has been wondering how to register the Ecobank transfer code, then you’re in the right place.

In this article, I will explain to you how to get your Ecobank transfer code and how to use it to send money from your phone.

You can use any mobile device and run the transfer anywhere and anytime just at your own convenience.

The Ecobank transfer code works on all devices be it Android, iOS or Windows. It also works for all NIGERIA networks be it MTN, Glo, 9Mobile, Airtel or Smile.

Once you are done reading this article, your problem should be solved, if not, please drop your comments below and I will respond.

What Is EcoBank Transfer Code?

Ecobank transfer code

EcoBank is a digital mobile bank that offers virtual account services, Mobile Money transfers, bill payments, airtime top-ups, cards & ATM withdrawals.

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You can easily register for an Ecobank account using your mobile phone or computer by dialing*326# on your mobile device.

The ECObank USSD code is a service provided by ECOBank through which users can send money to any individual or organization they like, without having any prior connection with that person or company.

This makes transferring money in Nigeria much easier for many people who don’t want to use a long international phone number just to transfer funds.

You can make payments to other accounts as well as withdraw cash from over 3,000 ATMs around Nigeria without incurring any charges!

To make Ecobank money transfers via text message use eco bank transfer codes.

These codes enable you to transact with friends, and family and even pay bills without having internet access or going online.

How to Transfer Money From Ecobank To Other Bank Account?

Ecobank transfer code

To transfer money from your Ecobank account to another bank account you need to follow the following procedures:

  • Go to your phone dialer
  • Dial *326# on your device using the mobile number used while opening your account
  • On the on-screen pop up complete the transaction
  • You will recieve a debit alert that you have transferred money to the respective account

With the above-listed method, you can transfer money from your Ecobank account to another bank account just by using the Ecobank transfer code.

How to Transfer Money to Ecobank Account?

To Transfer Money using the Ecobank transfer code to Ecobank account you need to follow the procedures below:

  • Go to your phone dialer
  • Dial *326# on your device using the mobile number used while opening your account
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  • On the on-screen pop up complete the transaction
  • You will recieve a debit alert that you have transferred money to the respective account

This method works for both transfer to Eco Bank or other bank accounts.

If you found the above method complicated you may try this out.

How to Transfer money using Ecobank Mobile App?

So if the Ecobank transfer code was unreachable or couldn’t work out try out this method of using the Eco Bank Mobile App for transfer.

To give the Eco Bank mobile app a try do the following procedures:

  • Visit play store for Android users or iOS store for Apple users
  • Download and launch the application
  • Select country » select language » input telephone number » activate » enter old pin » choose a new pin » confirm new pin

Requirements to Register for Ecobank transfer code?

If you want to register for the Ecobank transfer code you need to make sure you have the following requirements:

  • Registered number which is linked to Eco Bank account
  • Have an account with Eco bank
  • Debit Card
  • Mobile device for registration

The above listed are some of the most recommended requirements needed to open an Eco bank account for Mobile transaction.


If you’re wondering how you will register for Ecobank USSD code in Nigeria using your mobile phone.

Don’t worry I we reveal the procedure step by step.

This method works for all mobile device be it Android or iOS. For those living in a rural area this method we be of immense help to you people.

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To register for the Ecobank USSD code you need to follow the following procedures:

  • On your Mobile device dial *326# using the number registered and linked with your Ecobank account.
  • In the onscreen pop up choose the Debit card linked with your Ecobank account
  • Fill in the details to proceed for the Ecobank USSD code
  • Verify if you access the account by filling in the promoted details
  • Hit the submit button
  • You be requested to create a PIN which would be used to authorize the Ecobank transaction
  • Make sure you use a PIN you can remember and don’t leak it out
  • Click on submit and wait for an SMS confirmation that your registration is successful

With the above method you can register for Ecobank USSD code using mobile devices.


You may be wondering how long it we take for the eco bank transfer code to propagate or to register if you have all the requirements as mentioned above.

Thd Eco bank transfer code takes 20 minute’s if you use their USSD but if you visit their customer care the bank direct it we take a different time frame.

The customer care takes at least 30-40 minutes which makes the USSD the best option.


Probably, you may find the registering of the Ecobank USSD code banking difficult why using mobile devices.

If this situation occur just head over to the nearest Ecobank branch or customer care for assistance.

To contact the Ecobank customer care center dial*23412772904 or send an email out them using

With this you can register for the Ecobank USSD for all mobile transaction.

Summary on Ecobank USSD Codes (*326#)

Transactions USSD Codes
Check balance *326*0#
Airtime Top-Up for Self *326*Amount#
Airtime Top-Up for Others *326*Amount*PhoneNumber#
Transfer to Ecobank Account *326#
Transfer to Other banks *326#
Pay bills *326#


That’s it, we are in the mobile era, a simple USSD code can do an inter or inter and intra-money transfer, buy Airtime or Data bundles and pay bills.

This is all we have for Ecobank transfer code.

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If you’re confused and need a walkthrough drop your queries in the comment section below

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