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Looking for a way to check your Access bank BVN? This article is here to help you do that easily.
A little brief on BVN.
In the year 2014, the federal government of Nigeria directed that every customer of commercial banks should be attached a unique identification number. That numbering system was called BVN (Bank Verification Number).
Every individual has their own unique BVN which is linked to all the bank accounts owned by that particular person including Access bank.
This means that irrespective of the number of bank accounts you have, you only get one BVN attached to all your bank accounts.
As an Access bank customer, if you don’t remember your BVN or you want to check your BVN, you can retrieve it in 2 ways.
Let’s see the 2 ways and the steps involved.
How to Check Access Bank BVN using USSD Code
Follow the steps below:
- Dial *565*0# on your phone.
- Send it through the phone number attached to your Access bank account.
You just need to dial the USSD code and then Access bank will display all your account details like your bank account name, account balance, and your bank verification number.
For some banks, you will receive your BVN through SMS and email.
This doesn’t come for free, but rather attracts a fee of N20, that is before you use the code, you must ensure that you have at least N20 in your bank account.
Very important: This must be done on the number registered with your bank account.
How to Check BVN on Access Mobile App
You can do this without the phone number registered to your account.
You can retrieve your BVN through the access bank mobile banking app. It requires registration and also an internet connection.
Firstly, download your bank mobile app and follow the registration process. After you’re done with the registration, sign in using your mobile banking details.
To check your BVN number:
- Open your Access Bank More app.
- Tap on “Profile”
- Tap on “Show Details”
There you see your BVN come up alongside your registered email address.
Checking of BVN number in the nearest access bank.
Lastly, if you are not able to use the USSD code or mobile banking app to get your BVN number you can go to any access bank branch to get it.
When you call a bank customer service representative they will not give you the BVN number because it is very essential in the Nigerian banking system, therefore you need to go to any of their branches to get it.
The bank will request an ID from you and your bank account number, when you give it to them they can then issue your BVN.
Whichever method you decide to use, or the network you’re using be it Airtel, MTN, 9Mobile or GLO, you will be able to check for your BVN number.
Let us know if you have any issues. Also, see how to check BVN on Polaris bank.
Now, to a common concern with the use of BVN: Can someone steal your money through your BVN?
People are sometimes worried if money can be stolen from their bank account through the use of their BVN.
The truth is, BVN alone cannot be used to steal money from your account but when you let your BVN out into the wrong hands you’re simply giving a step toward compromising your account.
What am I saying?
If you are now not cautious enough with your Bank Verification Number (BVN) number, and it gets into the wrong hands (fraudsters) they can use the information to trick you into giving out important information like your Bank Card details, ATM Pin, USSD, Mobile and Online Banking Passwords which then can be used to take your money from your account.
How your BVN can be used to Steal Money from your Bank
Fraudsters can work in conjunction with some greedy bank officials who can commit BVN fraud via the use of your BVN to see and retrieve all your Bio-Data and use it to deceive you into divulging information about your bank details.
Fraudsters can also get access to your debit card and get details or cajole you into giving them your OTP code disguising yourself as a banker seeing he has accessed your bio-data from your BVN.
Precaution to be Taken to Prevent BVN Fraud
We shouldn’t disclose our confidential bank details to anybody that is why our bank tells us every time “they will NEVER ask for our debit or credit card number, CVV, expiry date, PIN or verification code via Telephone, SMS, Email, Live Chat, or Social media“.
So if anyone wants to use the fact that he/she has our BVN number to trick us into telling our important information we should know immediately that it is a scam.
We should note that without us giving the fraudsters or them getting our personal information from bank officials they can’t use our BVN to steal our money because BVN is just like any other form of identification, additional information will be needed for them to defraud.
You can also check our category on checking BVN for all banks in Nigeria.
That’s it, have any questions? Please the comment box.