How To Check Sterling Bank Account Balance Instantly (*822*6#)

Are you looking for a step-by-step guide on how to check Sterling bank account balance or do you want to know all about this unique USSD code?

Search no more because you’ve come to the right article where we shall teach you everything you need to know about checking your account balance in Sterling bank.

Is very easy to check the Sterling bank account balance with phone.

This method doesn’t require internet connection and is compatible with all network providers for Instance MTN, Glo, Etisalat, Airtel or Smile.

Sterling Bank continues its role as an influential player in Nigeria’s banking industry.

The bank was founded as NALEBank in 1960 before integrating with CBN and adopting the name Sterling Bank.

Throughout the last decade the company faced numerous changes which were vital to the introduction of this unique USSD code for checking account balance.

This unique code allows checking Sterling’s accounts balance to be simple, easy and convenient.

Sterling Bank Code for Checking Account Balance

Sterling Bank, officially called One Customer Bank, is offering customers an easy way to access many banking services including checking accounts from anywhere just by using a simple USSD code.

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The use of USSD codes remains the fastest and most comfortable means of retrieving your Sterling bank information (account balance or statement).

It’s now easier than ever to check your account balance without having to visit a branch or call customer service.

You can do it all from the comfort of your own home, or on the go using your mobile phone.

May be you’re expecting a credit alert and you’re desperate about checking your account balance, with this article you’re covered.

How To Check Sterling Bank Account Balance with USSD?

To check your account balance follow the step-by-step procedures below:

  1. Dial *822*6# or *822#
  2. Select 6 in the listed options
  3. Input your last 4 digit of your card number or your USSD 4 digit PIN
  4. Confirm your request.
  5. Shortly after you we recieve an SMS showing your account balance

NOTE: To make the transaction successful, you must used the phone number that is registered with Sterling bank.

How To Check Sterling Bank Account Balance using via Bank App?

Another effective and no cost method to check Sterling bank account balance is in the use of mobile application.

The Sterling bank mobile application is a software that is compatible with all mobile devices (Android & iOS) including all network providers.

It offers it’s customers a do-it-yourself (DIY) service which means they have total control over their accounts.

No need of running Helter skelter looking for a service or customer care to check your account balance.

To start using the mobile application to check Sterling bank account balance follow the procedures below:

  1. Go to Google playstore for Android or apple store for iOS.
  2. Search for Sterling bank mobile app and download
  3. Install and launch the application
  4. Create account for new user using your account number, Card details and unique password
  5. For existing users, log in using your User ID and password.
  6. After logging to your account your Sterling bank account balance we display at the top of the page with your account history or statement.
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Sterling Bank Account Balance Charges & Limit

When you check your account balance via USSD their is always a little amount of money deducted from your bank account.

This fee is referred to as charge or service fee which is the cost of checking your account balance.

The Sterling bank service fee is N10.05 for checking account balance.

This means that each time you check your account N10.05 will be deducted from your account.

For, checking account balance Limit, their is no limit to performing your USSD transaction, so you can check as many times.

Benefits of Sterling bank account balance USSD code?

  1. It is compatible with all devices such as Android, Blackberry, iOS and windows)
  2. It doesn’t require internet connection in order to carry out transaction
  3. It works with all network providers (MTN, Airtel, Glo and 9Mobile).
  4. It is easy and quick to use
  5. It can be used anywhere, anytime and any day.
  6. It is the most secure and fastest means of checking account balance.

Can I check my account balance at an ATM?


You can check your account balance via ATM but the method is tedious since you’ve to queue up in line which is a waste of energy and precious time.

The best method is to use your mobile device to perform all banking transaction.

Can I check my previous account balance?

You can check your previous account balance by using the Sterling bank mobile application by logging to your account and then at the top of the page you will see your current account balance with previous ones.

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Is checking your account balance free?

To check account balance via mobile application and ATM is free. But checking with use of USSD code is not free but it is the easiest and fastest method.

Do I need airtime to check my account balance using USSD?

You don’t require Airtime to check your account balance.

All you need is at least the charge fee to be present in your account then you’re good to go.

This is all we have for How to check Sterling Bank Account Balance

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