How to Check Unity Bank Account Balance: The Easy Way

Do you want to check your unity account balance or you don’t know the code to check unity bank account balance for FREE?

Don’t bother again!

In this article, we are going to show you the code to check Unity bank account balance, buy Airtime and data bundles, pay bills, transfer funds and get a mini statement which can all be done using your mobile phone.

If this is cool with you, keep reading…

One of the most important aspects of staying on top of your finances is keeping an eye on how much money you have in each account.

In order to do this, you need to know how to check your Unity Bank account balance.

This will allow you to know where your money is, how much there is of it, and where it’s been going lately.

Here’s a simple guide to check Unity Bank account balance so that you can get started using these powerful financial tools today!

How to Check Unity Bank Account Balance (*7799*0#)?

There are a few ways you can check your account balance for Unity Bank for free without paying any dime or getting any debit alerts.

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This method works for all network providers such as MTN, Glo, Etisalat, Airtel or Smile.

Listed below are some of the ways you can check Unity bank account balance for free and they include:

  1. Using USSD Code
  2. Using Unity Bank Mobile Application
  3. Using Unity bank online portal
  4. Using your debit card
  5. By visiting unity bank for account statement

Before you become eligible to check your unity bank account balance you need to activate or register for the USSD code.

How to Activate UNITY Bank USSD Code?

  1. Dial *77799# on your mobile number linked with your unity bank account
  2. Enter your account number or debit card number
  3. Create a 4 digit PIN you can remember
  4. Confirm your PIN
  5. You’ve authenticated to activated unity bank USSD code

How to Check Unity Bank Account Balance using USSD Code?

To check your account bank account balance via USSD code you need to visit your phone dialer app then dial *7799*0# using the phone number used while opening your unity bank account.

Then complete the prompt, what you’ve left in your account we display in your mobile device.

How to Your Unity Bank Account Balance using Mobile App?

This is another alternative to check Unity Bank account balance and this method can only work for those that are using internet-connected devices that have the ability to install application such as Android and iOS.

To check unity bank account balance using mobile app, visit the google playstore, download and launch the unity bank mobile app.

Register with your correct bank details, then login using your user ID and password. In the app dashboard, you we see your unity bank account balance displayed.

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How to Check Unity Bank Account Balance using Unity Bank Online Portal?

This is another cool method you can check your unity bank account balance for free and is only for those using Android or iOS devices.

To check your account balance online, you will need to log in to your account and click on the My Accounts tab. From there, you will be able to view your account balance.

How to check your Unity Bank Account Balance Using Your Debit Card?

This method is seamlessly easily if you’re close to any Automated Teller Machine (ATM) and is a benefit for those that doesn’t have any mobile devices.

Visit any ATM gallery, slot in your ATM card and then enter your 4 digit PIN for transaction authorisation.

In the option listed, select “Enquiry” and boom, your account balance is displayed.

Frequently Asked Questions (FAQ’s)

What is unity bank Service Charge for USSD code?

The service charge for checking of account balance in unity bank is N10 and this we be deducted from your account.

How can you keep track of your checking account balance?

You can keep track of your funds by checking your account balance frequently.

This helps in tracking any mischief or third-party access to your money.

Can I see my recent transactions in my balance?


You can see your recent transactions if you get access to your unity bank account statement.

Their are two methods you can access your account statement either by checking your mobile app or visiting any nearby unity bank branch.

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Can I deactivate my unity bank account if I misplaced my phone

In cases where your phone is misplaced or stolen and you’ve your account information intact on the phone.

The best security measure you can take is to deactivate your account so fraudsters can’t get access to your finances.

To block or deactivate your account dial *7799*911# your account will be deactivated immediately.

Other Useful Unity Bank USSD Codes….

Transaction USSD Code
Bet9ja Wallet funding *7799*403*Bet9ja ID*amount#
Self recharge *7799*Amount#
Third-party recharge *7799*Phoneno*amount#
Transfer to Unitybank *7799*1*accountno*amount#
Transfer to Other banks *7799*2*accountno*amount#
Balance enquiry *7799*0#
BVN verification *7799*5#
Block account *7799*9*phone number#
USSD on POS *7799*000*RefID#
Cardless withdrawal *7799*8*Amount#

This is all we have for how to check Unity bank account balance the easy way.

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